FAMILY SELECTION CRITERIA
Central Westmoreland Habitat for Humanity, Inc. is seeking partner/families for its building program. We build or rehabilitate homes, sell them at no profit, and provide a no-interest mortgage. The participation requirements are:
The need for adequate shelter. This may include, but is not limited to, the family living in housing that lacks proper plumbing or sanitary facilities, has hazardous wiring, lack of heat, or severe structural problems. Need for adequate shelter may also be defined as overcrowding and/or the family being cost burdened (defined as a family paying in excess of the HUD guideline of 30% of its gross annual income for housing). Ability to repay mortgage loan. We will consider families who have demonstrated acceptance of financial responsibility, debt management, and income stability. They must have an income between 30% and 60% of the current Area Median Income (AMI) but not exceed the maximum income requirements shown below, have no outstanding legal judgments or pending bankruptcies.
The need for adequate shelter. This may include, but is not limited to, the family living in housing that lacks proper plumbing or sanitary facilities, has hazardous wiring, lack of heat, or severe structural problems. Need for adequate shelter may also be defined as overcrowding and/or the family being cost burdened (defined as a family paying in excess of the HUD guideline of 30% of its gross annual income for housing).
Ability to repay mortgage loan. We will consider families who have demonstrated acceptance of financial responsibility, debt management, and income stability. They must have an income between 30% and 60% of the current Area Median Income (AMI) but not exceed the maximum income requirements shown below, have no outstanding legal judgments or pending bankruptcies.
2008 Income Guidelines
These guidelines are based on the median income for the Greater Pittsburgh Metropolitan Area as calculated and published by the Department of Housing and Urban Development each spring (for 2008 a family of four’s median income is $57,900). To be eligible for Habitat Partnership, a family’s income falls between 30% and 60% of the median income.
Family Size
30% of Median
60% of Median
1
$12,600.00
$25,200.00
2
$14,400.00
$28,800.00
3
$16,200.00
$32,400.00
4
$18,000.00
$36,000.00
5
$19,450.00
$38,889.00
6
$20,900.00
$41,775.00
7
$22,300.00
$44,625.00
8
$23,750.00
$47,513.00
Willingness to partner with Habitat. This includes but is not limited to: Willingness to complete the Habitat for Humanity financial application and return it according to established deadlines; Acceptance of the down payment requirement of $2,000; Completing a minimum of 350 hours of “sweat equity”.
Willingness to partner with Habitat. This includes but is not limited to:
Willingness to complete the Habitat for Humanity financial application and return it according to established deadlines;
Acceptance of the down payment requirement of $2,000;
Completing a minimum of 350 hours of “sweat equity”.
If you would like an application to apply for a Habitat for Humanity home, please click here.
CWHFH, P.O. Box 516, Greensburg, PA 15601, 724-523-0308, or http://www.CWHFH.org
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